http://texas-home-equity-loan.com/upside-down-in-my-house-what-can-i-do/ Best Home Equity Loan Information, Tips, Guide And So Much More. Sun, 05 Sep 2010 22:49:32 -0600 http://wordpress.org/?v=2.8 hourly 1 http://texas-home-equity-loan.com/upside-down-in-my-house-what-can-i-do/comment-page-1/#comment-7139 Arbor Mortgage Tue, 02 Feb 2010 23:11:29 +0000 #comment-7139 You absolutely do qualify for a "short refinance". A "short refinance" is a refinance in which a reduced payoff is negotiated from your current lender, and you actually refinance using current market value. The current loan to value doesn't matter, it's all about negotiating a write down with your current bank. With an aggressive loan officer, this can be done. Short refi's are processed much like short sales and can take many months to complete. You absolutely do qualify for a "short refinance". A "short refinance" is a refinance in which a reduced payoff is negotiated from your current lender, and you actually refinance using current market value. The current loan to value doesn’t matter, it’s all about negotiating a write down with your current bank. With an aggressive loan officer, this can be done. Short refi’s are processed much like short sales and can take many months to complete.

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