Posts Tagged ‘yahoo’
Thursday, March 25th, 2010
I will not have enough for a down payment. Yes, I know it is better to have one, but I do not, and desperately need to purchase my home. I am responsible and pay my bills on time, my credit is good my middle score is 692, my debt to income ratio is 36%. I want to get a loan to try to take advantage of the 1st time home buyers credit.
Thank you in advance for your answers. 
Perhaps you didn’t hear my question… please read the first sentence and do not answer unless you can advise me of some lenders that do offer zero down home loans… that is why I posted the question.
In addition my debt to income ration IS NOT HIGH and you are ridiculous for saying so, my loan officer today told me that my debt to income was perfect and where it should be… upon further investigation this website will explain it to you so that you can understand:
http://www.investopedia.com/articles/07/debt_to_income.asp
In addition, you are borderline disrespectful by saying that my debt to income ration is "extremely" high, please educate yourself before shooting off at the mouth. I would be curious to now how great yours is then! Sorry to go on a tangent I just want to know WHAT LENDERS OFFER ZERO DOWN FINANCING.
You know what, I asked a simple f’n question. Seriously! I should’ve have never supplied additional information b/c it is the biggest f’n distraction from my actual question. I am not an idiot. I am perfectly capable. My bf and I purchased our first home with a worse credit score than I currently have and got a great rate in 07′, also we have no problems saving money… in fact I have money to put down and would rather have it for reserve. I am only purchasing a small investment property under 80K. You guys are so full of yourself that you would rather answer questions like a f’n telephone operator that hates her job and quotes policy to annoy people. I am not applying for a long with you! I came to yahoo answers to get a f’n answer not a CREDIT COUNSELING SUPPORT GROUP!!!!!!!!!!!!!!!! I already own a home!!!!!!!!!!! I have for 5 years, and everything in my bf’s name so that I can buy my first home. DON’T RESPOND UNLESS YOU CAN ANSER THE QUESTION!!!!!!!!!!!!!!!!!!
Tags: 1st time home buyers, bf, credit counseling, credit score, debt to income ratio, debt to income ration, distraction, home loans, investment property, job, lenders, loan officer, saving money, tangent, telephone operator, time home buyers, yahoo, zero down
Posted in zero down home loans | 1 Comment »
Tuesday, February 9th, 2010
Closed on a home recently thru a major bank. Got a rate around 6.5 or so. Closed less than a month ago. Three credit scores came in at 788, 805 and 822. Median, obviously, was 805. First mortgate of 6k and second of k. Should I have received a higher discount on my rate? Went with a no-doc loan, didn’t have to show anything. Second loan rate is over 8% and was done to avoid PMI. House was appraised on a drive-by appraisal at k more than what I paid. If I messed up, can I re-fi my second at a lower rate with my higher score? Also….crazy thought here…since the house appraised so high, can I get a home equity loan at a rate lower than my original second loan and utilize that cash to pay off the second?? Follow my train of thought? Any help is appreciated.
Thanks for all the quick responses.
Bruce, I am in Palm Harbor, Fl…Pinellas County and we’re watching Alberto piss on us tonite. So, needless to say, my insurance is outrageous and thru Citizens.
Quantum..I like your theories.
Plus, I am thinking about doing a re-fi on
the second only to rid myself of the 8% +. Hoping that I can utilize my home equity for that purpose just to get a better rate. I made damn sure that I would have no pre-payment penalties, on either loan.
Boston, for personal reasons I had to utilize my credit score for the no-doc. Not trying to hide anything, but that’s the only way I could stop paying rent and start paying interest and, to a smaller extent,
equity.
How in the world can I write you guys
directly? I’m new at this. I am at, and I’ll space it out so it’s not filtered, madattack2(at) yahoo (dot) (com)
Thanks again for all the help.
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Tags: 6k, boston, boston bruins, buffalo sabres, citizens, credit score, credit scores, crew cab, doc loan, extent, fi, ford f350, ford f350 4x4, Home Equity Loan, insurance, loan rate, median, mortgate, palm harbor fl, personal reasons, pinellas county, quantum, salaries, train, yahoo
Posted in no equity home loan | 1 Comment »
Friday, November 6th, 2009
I’m looking at a yahoo finance balance sheet for Boeing and am trying to figure out the return on common equity. I believe the equation is:
net income / common equity
I found the net income but I can’t find the common equity. I see common stock and was wondering if that is the same thing??
Thanks for your help!
Tags: balance sheet, boeing, common stock, net income, return on common equity, thanks for your help, yahoo, yahoo finance
Posted in equity financing | 1 Comment »
Thursday, October 29th, 2009
money for business expansion. Contact me a buylife_1@yahoo.com if serious. This could be as an investment-would pay a decent return-can provide info.
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Tags: affiliate business opportunity, affiliate marketing programs, business expansion, campaign money, decent return, establishing credit, extreme politics, fantasy basketball league, finalization, halak, investment options, money, music veterans, old money, poutine, reader question, s real estate, search deal, yahoo, yahoo fantasy basketball, yahoo fantasy basketball league, yahoo music
Posted in what is home equity loan | 1 Comment »
Friday, September 18th, 2009
From yahoo finance, can you assist?
What is the yield on 3-month Treasury bills? Assuming a 9.1 percent market risk premium (using the historical market risk premium), what is the cost of equity for Dell using CAPM?
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Tags: abnormal returns, appeals court overturns, bankruptcy lawyer, campaign finance rules, cost of equity, dell, dell coupon, dell latitude, direct2dell, fha mortgage, finance, gaming rig, hazel dell, intermediate accounting, irving kristol, islamic finance, market risk premium, muslim groups, nest egg, risk coverage, ticking time bomb, treasury bills, yahoo
Posted in equity financing | 1 Comment »
Wednesday, September 16th, 2009
When I calculated a home loan, a 500 thousand dollar principal with a 5.25% interest rate on a 30 year fixed loan should have had around a 76 monthly payment (with zero percent down). However, when I looked at Yahoo Finance, it showed up as a ,761 monthly payment. For my mathematical formula, I used the basic PRT. (Price x ((interest)) Rate x Time), I don’t know what Yahoo used, but is there another formula?
Tags: finance, home loan, interest rate, mathematical formula, prt, x time, yahoo, zero percent
Posted in zero down home loans | 1 Comment »
Tuesday, September 15th, 2009
You mean to tell me that you get more time for forging your ex-wife’s signature for a home equity loan than you do for taking your kids illegally out of the country, whom you have no custody of? What is wrong, seriously someone tell me, are kids not seen as being worth anything? And if this is the case, how much time do you think that Garrido guy is going to get for kidnapping Jaycee Dugard, 2 measly years, because she’s still alive, seriously why does the United States see any crime against a child as nothing but a slap on the wrist?
READ What I’m talking about:
http://news.yahoo.com/s/ap/20090903/ap_on_re_us/us_missing_daughters_1
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Tags: atrocities against women, autopsy results, best buy, cliq, female intuition, fight america, food focus, food recipes, holy cow, Home Equity Loan, internet piracy, jaycee dugard, measly, monster cable, news yahoo, oprah winfrey, oprah winfrey show, perfect friend, reverse mortgage loan, signature, signature style, slap, yahoo, yahoo news, yale grad
Posted in no equity home loan | 1 Comment »
Monday, August 24th, 2009
Tags: anti spam software, canadian pharmacy, drug and alcohol, drug store, koreas, mail, medicine, related articles, yahoo
Posted in no equity home loan | No Comments »
Friday, August 7th, 2009
I came across this question earlier here http://answers.yahoo.com/question/index;_ylt=AjJbrL1um3CGv6cwjFh8TuZFzKIX;_ylv=3?qid=20090707190353AAFDuoj&gi=0 and wanted to chime in with my two {content}.02.
I too have received this letter from VanCity and decided to do a very thorough examination of my original HELOC agreement. After reading and re-reading the agreement I have to say that VanCity does not have any sort of provision that would allow them to terminate access to the HELOC and request immediate payout of the monies owing. Therefore, I have a feeling that they are either being very ignorant or are counting on scaring the borrowers into signing the ridiculous amendment which would allow them to essentially and/or arbitrarily set their interest rates on the monies that they borrow at their own discression, including increasing, lowering, or maybe even terminating agreements.
Anyone else have some thoughts to share on this? I have a feeling that this may form some good grounds for a lawsuit if they decide to pull what can only be described as a stunt on the borrowers.
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Tags: amp, bankruptcy court, borrowers, censorship, condo vultures, discression, employment verification, facebook, fnm, gosselin, heloc, hypocrisy, interest rates, monies, moonlighters, mortgage borrowers, nyt, old timey, provision, qid, question index, rbs, surgery loans, tube amp, vancity, yahoo
Posted in heloc rates | 1 Comment »
Wednesday, August 5th, 2009
was in a Chap. 13BK. Trustee & self saw escrows paid & assumed the other paid it as per BK regulations. Big lender snuck in & paid at last minute & now wants the money or will accelerate note. We were only given 10 day notice. CANNOT go std. route of financing due to lack of credit re-establisment. Willing to pay up to 12% on 12-36 mo. w/2nd DOT as collateral & then some if necessary. Have 80k min. equity in property. Borrowers have extreme upward mobility. PLEASE HELP. Tax time is near but that will be too late if you wait. IM is angels02_2006@yahoo.com. Have photos of property, home is in private subdivision. Guaranteed return on investment, stocks are not!
Tags: amp, bk, borrowers, chap, collateral, investment stocks, money, photos, private subdivision, return on investment, tax time, trustee, upward mobility, yahoo
Posted in equity lender | 1 Comment »
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