I was thinking of remodeling my kitchen to add value…I would like a loan for this. Nothing more than ,000 that I just don’t have at the moment. I don’t believe I can get a Home Equity Loan, cause I have no equity!
(300k loan, zero down, and the place dropped 35K in value in 3 years)
What other loan options do I have? I have great credit and always pay my mortgage on time. I just don’t have 20k.