Posts Tagged ‘time home owners’

If I assume a mortgage will I still qualify for the 1st time home buyers credit?

Sunday, February 7th, 2010

My Landlord made me what seems to be the deal of a lifetime. They are willing to let me assume the mortgage on their house without having to pay them for the equity gained through their payments, which I am estimating is 5-10yrs of payments. I have been doing my research and I am aware I would have to assume the loan at their current interest rate, but two questions come to mind…If I assume the loan would I qualify for the first time home owners tax credit? and How soon can I refinance the assumed loan to a lower interest rate if at all?

Related ‘time home owners’ sites :


Publication 530 (2009), Tax Information for Homeowners
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Authorizes the credit for long-time homeowners buying a new principal residence. ... First-time homebuyers who purchase a home in 2009 can claim the credit on either ...
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First time homeowners can learn more about owning a new home. ... Being a first time home buyer brings with it many personal and financial advantages. ...
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New $6,500 Homebuyer Credit for Long-Time Homeowners ...
Long-time homeowners, or those who've owned a home recently, can qualify for a tax credit worth as much as $6,500 on a home purchased after November ...
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New program helps first time homeowners
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A great year to be a first time home owner
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Web-Savvy Homeowners vs. Landmen - TIME
No need to beware of modern-day Daniel Plainviews. Thanks to the Internet, soccer moms and dairy farmers are now savvy negotiators when the energy companies come calling
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First Time Home Buyer
First time home buyer resources: contact information for grants, low-interest loans, and many more first time home buyer programs.
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Understanding current market conditions can help in that all important decision of whether to purchase a home or continue to wait while renting.
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