I am refinancing my home this month from a 30 year 7.25 to 15 year 4.34 saving ,000 in interest. Problem is that any equity I had in the 3 years I’ve been paying, I’ll lose when I tie closing costs back in. My wife and I have excellent credit and no credit card debt (only student loan, home mortgage, and 2 car payments). Looking for about ,000. Should I go to a bank or put it on a couple cards??
Posts Tagged ‘student loan’
What kind of options do I have to get a loan to fix my home but don't have any equity in the home?
Saturday, February 13th, 2010House equity is gone – what should I do?
Wednesday, November 18th, 2009I purchased my home in 2005 for 418K. I borrowed 90k from my parents for the down payment; I have a loan for 326K (interest only@5.25% – 1450.00K per month / the terms of which end in April of 2010 when it changes to an adjustable and we pay 3500K per month which we cannot afford).
I have good credit (700 FICO) and no debt other than a school loan (0 per month). My wife, however, is 30K in debt with an average FICO.
We do not like our house and want to move. We would also like to refinance… is this a possibility?
Any advice?
Calculation question, what is better to pay off overall with consideration to tax deductions…?
Sunday, November 15th, 2009I am trying to decide what is best to start using my extra money to pay off…a student loan at 5.4%, an auto loan at 4.99% or a heloc at 7.75% I know student loans and heloc interest is tax deductible, but assuming these deductions don’t affect a change in bracket (tax rate) what is the calculated difference in interest saved (assuming 15% bracket) on whether to pay which of these three….(I guess I’ve always been told pay non-deductible first, but with these numbers I just don’t see how that adds up…and most importantly how do I actually calculate the real interest I’m paying on tax deductible interest so I can compare it to nondeductible rates…) thanks in advance for any help!
Can you get a loan without using home equity?
Wednesday, October 14th, 2009I know as a homeowner you can get a loan using your home equity, but if you do not want to do that, are there any other ways of getting a loan.
how can i get a convential mortgage if my credit is a R5. in canada, i have a house with equity !?
Thursday, September 24th, 2009but my house is with a private lender who charges very high interest!
Can anyone tell me about bankruptcy or refer me to a website that is educational on the different types of BK?
Friday, September 18th, 2009and how to go about doing it?? And what the repurcussions (sp?) are??
I am about 0k in debt.. Between a student loan, car loan and various credit cards.. I am starting to think this is my only way out because I work under the table and can’t get a home equity loan..
How much do BK’s cost anyhow?? I am in California.. Thanx….
i’m 21 yrs old.. still young enough to declare & bounce back.. do you HAVE to have a lawyer do it for you??
How soon can you get a home equity line of credit after purchase?
Monday, September 14th, 2009Also, If there any companies that based their loan decisions only on the amount of equity, without checking credit and debt to income ratio? Thanks
after you submit the preliminary paperwork to a lender, what is the rest of the process and how long does it?
Monday, September 14th, 2009take for your mortgage to go through? (it’s actually a home equity loan) thanks!!
Related ‘student loan’ sites :
| The Student Loan Corporation Student Loan Corporation provides aid to college and graduate students through Citibank. Products include scholarships, federal student grants, and Stafford loans. www.studentloan.com | |
| Sallie Mae Provider of federal and private student loans for undergraduate and graduate programs. Sallie Mae offers comprehensive information and resources to assist students, ... www.salliemae.com | |
| Chase Student Loans Includes education loan information, application materials, repayment tips, and more. www.chasestudentloans.com | |
| Student loans in the United States - Wikipedia, the free ... Federal student loans made to students directly: No payments while ... If a student drops below half time status, the account will go into its 6 month grace period. ... en.wikipedia.org/wiki/ | |
| eStudentLoan.com eStudentLoan.com - home of the Student LoanFinder - learn about financial aid, search for the lowest student loan rates, compare lenders, shop for loans, and apply on-line www.estudentloan.com | |
| South Carolina Student Loan - Making Higher Education Possible Making Higher Education Possible with affordable loans to compliment SC Tuition Grants, SC Lottery Tuition Assistance, SC Palmetto Fellows, SC LIFE, and SC HOPE ... www.scstudentloan.org | |
| StudentLoans.com Evaluate and apply for all types of private student loans for undergraduates, graduates, and high school students. www.studentloans.com | |
| New Mexico Student Loan Guarantee Corporation 1% default fee will be paid by New Mexico Student Loan Guarantee Corporation. ... New Mexico Student Loans reserves the right to modify or discontinue programs ... www.nmslgc.org | |
| The Student Loan People Kentucky Higher Education Student Loan Corporation, also known as The Student Loan People, is a non-profit, self-sustaining agency that makes, purchases, services, ... www.studentloanpeople.com | |
| Discover Student Loans Apply online for college loans, research and apply online for Federal Stafford loans, Federal PLUS loans, and certified private loans. discoverstudentloans.com | |