My intrist rate on the credit cards are 2 and 7 percent and 6 on the auto.
Posts Tagged ‘student credit card’
I have 2 credit cards and one car loan total $35,000. Should I consolidate, home equity or personal loan.?
Friday, October 30th, 2009Can my 2nd lender come after me?
Tuesday, August 11th, 2009I just went through a foreclosure with my 1st lender in Ca. My 2nd lender "Charged off" the loan. I purchased the home 2 years ago and the second was not a home equity loan. My question is what is a "Charge off" and can the 2st or second lender come after me for anything in Ca. Thank you!
Major Money Trouble!!!!!?
Thursday, August 6th, 2009I am 24. Bought my home with my ex almost 4 yrs ago. He left in October leaving me all the bills and taking 2/3’s of our income with him. I refinanced in my name because I couldn’t sell house and can not afford to pay someone to finish the 20 projects that he didn’t. I knew I would get by about 3-5 months and I did, but now I am running out of money. I have no equity left in the home because I refinanced our mutual loans to avoid my good then credit from being ruined. Now it’s slipping because I had to fall back on Credit Cards I couldn’t pay off. I owe 103,000 on my home, 7000 in Credit Cards and 9000 on the car I bought before he left me. With all of my other misc. bills, electric, water, phone, etc. I am coming up short each month more and more. I have no equity left in my home to pay off the other stuff. I can’t rent out my home because of the condition (unfinished work). Now What?…….Please serious answers only.
question about home values/apprasials, what legal rights do i have?
Wednesday, July 15th, 2009I have a question a year and a half ago we took out a 70k home equity line of credit out and they appraised the home at 220k."i never had a company to look at it or pay a fee" Now i went to my lender to refinance our 1st ARM mortage that is for 135k. They sent out an appraiser i pd for 300 bucks. and they appraised it for 185k. The loan officer told me i am now 20k backward on my loan. i asked him why did it change 1.5 years ago, he just said things change. and told me they cannot do anything.
i did research on this pissed off that i am, checked back to properties that sold at that time was 182k. I live in a townhome community, all units are pretty much identical. So who can i hold accountable for this, i have a copy of the report that showed my value at 220k. Someone told me that used a computer to figure it out, is there anything that is illegal here?
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