He got denied for a few different loans in the past month. He tried for a home equity loan, a personal loan and he cannot refinance on the house. We got behind because of the economy and his hours being cut at work. He is getting the loan to pay off all the bills that are getting in the way of him being able to manage all of them and then just having that one payment to take care of for the loan at his bank that he is trying to apply for. He is still paying on a loan (3,000) that he had been approved for 1 1/2-2 years ago. He has ALWAYS been on time with paying that bill, because he never knew when he would need one again. He very rarely has overdrafts either. With his credit being bad and having a friend/family member (not sure which one, because the agreement was not to tell he was helping AND my boyfriend offered him 0 just for his signature). Will this person having PERFECT credit help with him getting approved. Thanks so much 
Posts Tagged ‘stimulus’
If my boyfriend got denied for a $7,000 loan because of bad credit, will cosign with perfect credit help?
Monday, June 28th, 2010Can you include your 2nd mortgage in bankruptcy?
Wednesday, April 14th, 2010We are considering claiming bankruptcy because we are unable to keep up with our bills and are sinking fast. We have a primary mortgage and a 2nd mortgage on the same property- can the second mortgage be included in the bankruptcy?
Bankruptcy? my situation?
Monday, November 30th, 2009one of my property gone foreclosure. i have equaity line of credit on this
000.00 . 2nd have property retail store i have EQUITY on this about 000.00 . i try to make this property to start s business . but construction contractor scam me about 000 . he naver compelete work on this property . i am going to hire a lawyer. i was away from this property . he gets money by calling me on phone . yes he have done this job , renovation please send me cheak . he cash my credit and every thing . what i do now PLEASE HELP ME . local city wants 7000.00 taxs on this property . i have not
SO DISCOVER BANK HAVE send me letter for sue on me about 000.00 well
plus home depot card i owe to them 00.00 other store about 00.00
please reply me
i make only 00.00 per month but i have lot of bills . due to this contractor .
now I am in bad situation .
Zero down home loans?
Thursday, October 8th, 2009We bought our house 2 1/2 years ago with zero down. We now have to sell the house and move to the other side of the state due to my husbands company transferring him. We are hoping to just break even with our house. We will have no equity out of the house when all is said and done and no money for a down payment. Are there still zero down home loans available out there so we could purchase another house?
Should I rent or sell old house in Maryland, buy or rent new home in Hawaii?
Monday, September 21st, 2009In the next six months, I will be relocating from MD (where I own a home worth approx 0,000) to HA (where homes are much more expensive. Given today’s economy, should I rent the old place and rent a new place in Hawaii? Sell and buy? Some other combination? I make a good income, but would need the equity in my current home for a down payment on a new one. Help!
Equity Loan or Conventional? What type of loan should I get?
Saturday, September 19th, 2009I have about 20K in I-Bonds (face value). I am going to purchase a 2nd home as a rental property; same town. The rental is K.
The house I live in is worth about 0K and I owe about K on it. I have been qualified under both equity and conventional and on the 5-1 arm as well. I have excellent credit 750’s but due to the property I want to purchase being a rental, the interest rates I am getting are very high. 8.93 on the equity with nothing down and 5.1 with 20%down on the conventional. The 5/1 Arm gives me hives so I am kinda staying away from that one. What do you all recommend. I really did not want to part with the I-Bonds. They have not yet matured and I kinda wanted to use them for my kids first year of college in 5 years but the 2nd house is to help me pay for their college as well. I will be done with my 1st house in 4 1/2 years. What do you suggest.
San JoseTeachers Home Buyer Program do I have to pay PMI.?
Wednesday, September 16th, 2009I’m receiving a city loan for being a teacher. It covers the 20% down for the house. I don’t have to pay it back for 30 years and has zero interest. If I use this loan will it get rid of PMI?
How much equity required for risk taken?
Sunday, September 6th, 2009In terms of finance, risk can be defined as standard deviation. My question is if you know what the standard deviation is how do you translate that into the amount of equity needed for the investment?
lower payments?
Sunday, August 16th, 2009I have a prepayment penalty on my mortgage but it might be worth it to refinance my home before the 2 year requirement is up. Is that something that I can do? I already have about 30K+ of equity in my home and i know that my prepayment penalty is about 4K if I were to sell it right now
Also what is involved with refinancing your home? Do you have to go through the same credit check/employment crap like the first time?
ok here are my details…
both my husband and I have different jobs. His job is commision based and i work A LOT less hours than I used to.
We have 2 mortgages because we are young and that was the way we could get into a house
first payment is 820 at 7.7% interest
second payment is 323 at 11% interest.
I am just looking to refinance and not take any money out. just to lower our payments. to pay off both loans it would be 160k, and that would include the prepayment penalty.
we both have really good credit but I am thinking the job thing might be a problem??
Home Equity loan when needing a small amt. of money?
Sunday, July 26th, 2009I know I do not understand when to get a home equity loan and how they work. My husband and I have fallen on bad times financially, but will be making a great deal more money in about 2 months. Basically, we need about 7,000 dollars to consolidate debt and become current with some payments. We have only lived in our home for 3.5 years — so do we even have equity? Our credit scores are not good – high 500’s…but we want to change that. I do not know if we can get a personal loan? Please educate me on home equity.
Thanks!
Related ‘stimulus’ sites :
| Stimulus - Wikipedia, the free encyclopedia Stimulus (physiology), something external that influences an activity ... For government spending as stimulus see Fiscal policy. For an increase in money designed ... en.wikipedia.org/wiki/Stimulus | |
| stimulus: Definition, Synonyms from Answers.com stimulus n. , pl. , -li ( ). Something causing or regarded as causing a response. An agent, action, or condition that elicits or accelerates a www.answers.com/topic/stimulus | |
| American Recovery and Reinvestment Act of 2009 - Wikipedia ... The stimulus was intended to create jobs and promote investment and ... The rationale for the stimulus comes out of the Keynesian economic tradition ... en.wikipedia.org/wiki/ | |
| stimulus - definition of stimulus by the Free Online ... Translations of stimulus. stimulus synonyms, stimulus antonyms. Information about stimulus in the free online English dictionary and encyclopedia. ... www.thefreedictionary.com/ | |
| Stimulus | Define Stimulus at Dictionary.com Stimulus definition, something that incites to action or exertion or quickens action, feeling, thought, etc.: See more. dictionary.reference.com/ | |
| Free Game Downloads, STIMULUS.com, Fun Without A Bailout! The best place on the internet for FREE Game Downloads. All the hottest games with no ... Stimulus.com is the best place on the internet to find your free game downloads. ... www.stimulus.com | |
| Economic Stimulus Payment Information Center Most taxpayers who received the economic stimulus payment last year will not qualify for the recovery rebate credit on their 2008 federal income tax return. ... www.irs.gov/newsroom/article/ | |
| stimulus - Wiktionary an economic stimulus (physiology) Something external that elicits or influences a ... stimulus in Charlton T. Lewis & Charles Short, A Latin Dictionary, ... en.wiktionary.org/wiki/ | |
| Stimulus Package : Pictures, Videos, Breaking News Big News on Stimulus Package . Includes blogs, news, and community conversations about Stimulus Package www.huffingtonpost.com/news/ | |
| Stimulus Package - WSJ.com News and articles on Obama's proposal for a 2009 government stimulus package and to help the economy. WSJ.com provides comprehensive coverage and analysis. online.wsj.com/public/page/ | |