I am trying to decide what is best to start using my extra money to pay off…a student loan at 5.4%, an auto loan at 4.99% or a heloc at 7.75% I know student loans and heloc interest is tax deductible, but assuming these deductions don’t affect a change in bracket (tax rate) what is the calculated difference in interest saved (assuming 15% bracket) on whether to pay which of these three….(I guess I’ve always been told pay non-deductible first, but with these numbers I just don’t see how that adds up…and most importantly how do I actually calculate the real interest I’m paying on tax deductible interest so I can compare it to nondeductible rates…) thanks in advance for any help!
Posts Tagged ‘salesmanship’
Calculation question, what is better to pay off overall with consideration to tax deductions…?
Sunday, November 15th, 2009Related ‘salesmanship’ sites :
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| Sales Techniques and Salesmanship Training Ebook on how to ... Sales Techniques & Selling Skills Revealed - Salesmanship | Sales Training Ebook - Uncover the secrets behind excellent sales performance. ... www.selling-techniques.com | |
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| : Salesmanship Club Youth and Family Centers :: Who We Are : Salesmanship Club of Dallas. Sponsor the HP Byron Nelson Championship. Tournament Volunteer. Useful Links. Calendar. Institute For Excellence In Urban Education ... www.salesmanship.com/ | |