We have simply grown apart and I’m terribly unhappy. We had a small business get taken down by the current economic conditions and I am simply asking him to split our debts in half and allow him to walk away with his 401k, his full retirement and all of his social security. He’s worked for the same company for nearly 20 years and has built a fairly sizeable amount. All I’m asking for is to keep the house which has little to no equity so the kids can remain in their home. I have NOT asked him to pay anything towards the house payment and have requested NO allimony and have asked that child support be the minimal allowed. He is very upset and is an emotional wreck and I fear he may have a nervous breakdown. He says that if we split he is "broken" and will simply quit his job and forfeit on his part of the debt which was in both our names. I can not refinance the home and I know if I were to miss payments it would hurt his credit but my fear is that he does simply quit his job and not pay his part of our debt and then the creditors will come after me. I honestly believe in the state of mind he’s in he will quit working and he won’t care what happens to his credit. He’s been in a very stressful job that he’s wanted to leave for years but in order to pay these debts he’ll have to keep it. What happens if he does not pay his part? The loans are in both of our names and I’ve been told that if he forfeits since we entered into the debt together we’re still BOTH responsible