we have been trying to get an unsecured loan in wv, not a payday loan but just a loan of 00.00. The credit score is not very good but we are working on it and it is gonna take some time to get the credit score up, meantime we are trying to get a small loan to help the credit and we need to do some repairs on our home. We own the house but our credit is too bad to get a home equity loan right now. I have tried and tried and there seems to be no where to get a loan, any ideas? My husband has a good job but it seems impossible
Posts Tagged ‘loans bad credit’
getting an unsecured loan?
Wednesday, October 7th, 2009Does it make sense to purchase a home to reduce debt?
Thursday, September 24th, 2009I have poor credit and debt. I am barely getting from payday to payday. Should I use my VA loan eligibility to purchase an affordable home, and consolidate my debt with a home equity loan?
We want to buy a new home, what should we do?
Friday, September 18th, 2009My husband and I are starting to look for a new home. We will not be moving for at least a year. We have a home appraised at 200,000 right now that we own. We also have a home equity loan that will be about 30,000 when we move. Should this be paid off before we move? How does the down payment work for the next house? Do we need a ton of money saved before me move, like we did for the first home? Any info you can offer is greatly appreciated!! Thanks!
Fixed or ARM rates Mortgage?
Friday, September 18th, 2009excuse my ignorance, what do they mean when they talk about fixed and ARM rates?
And also, we have a balance of ,000 on a Mortgage with a maturity date of 8/2014, we are planning to get a Home equity Loan, but my husband is the only one with employment, can we still qualify for a Home Equity Loan
Bad Credit – I have two loans on my condo?
Tuesday, August 25th, 2009The smaller loan (43K) will be due in June of this year and I definitly don’t have 43K laying around. When I first signed on for this loan I thought it would be simple to refinance such an amount. But b/c of the state of the housing market and my credit not being so good, i now fear it won’t be so easy to refi.
Is there such a thing as a consolodation loan for a mortgage? Since this amount is an interest only loan wich means no equity what are my options in saving my home and my sanity?
**starting to panic a bit***
Is a quick sale an option?
Can anyone tell me the pros and cons of a HELOC?
Thursday, July 16th, 2009My husband and I have a few credit cards we would like to roll together so that we have one payment. Two of the cards have higher APR’s because my hubby forgot to pay them on time=) and the other has a low APR but we will be rolling that one also. We have a small second mortgage and they said they could put that in also.
If the percentage rate is good and there are no enrollment fees are we getting a good deal? It makes me nervous because I don’t know anything about HELOC loans vs. other help that may be available.
We would like to be able to pay everything off in the next few years so that we can buy another house when I get out of grad school.
Can anyone help me figure this out?
Thanks
We offer loan at 4% interest rate?
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i have a house with over 400k equity but i got declined for a ?
Tuesday, June 23rd, 2009home equty loan or refinance because of my bad credit score,can i transfer the title to my brother who has a good credit and a better income and refinace it under his name ,what’s involve in this and is this legal.
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