Posts Tagged ‘loans bad credit’

home equity loan /inbankrupty?

Thursday, August 26th, 2010

iam in need of aloanfor smallhome problems like waterheater exterior little paintingiam in bankrupty ijust modified mortage where casn igo toget aloan with my finance problems ihave been tryind payday loans just keepf filling out application to go to another site

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Should I pay off my Auto loan or Home Equity loan amount?

Sunday, May 9th, 2010

I have ,000 in my Auto loan and ,000 in Home equity loan. I have ,000 in cash which I wan to use to payoff one of these loans. Which one should I payoff?
I am not sure about investing this money as it is risky.

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Do most people get a loan for swimming pools?

Wednesday, February 10th, 2010

We are thinking about adding an in-ground, vinyl pool. We just bought our house last year and with the housing market being what it is, I doubt that we have any equity – even considering the down payment that we made. So a home equity loan is out. We are estimating the whole cost for the pool will be around k, and we would like to get a 10 year loan with no more than 20% down. We have excellent credit and a score of around 750, and have plenty of income to make the payments. So, is it common practice to get a loan for a pool? And if so, what type of loans are used?
BTW- I am already aware that we will not see a return in our housing value. We live in Tennessee, and want to do this as a luxury for our family. Thanks!

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do home appraisers usually take pictures of the interior?

Sunday, January 17th, 2010

i’m having my condo appraised for a home equity loan and there is a realtor (not affiliated with the bank) that said she will be taking pictures of the inside of my condo. it seems a strange that she can’t just estimate the value of the home by looking at it… and i’m a little suspect about her taking pictures of my stuff.(i don’t want her to have pictures of what is in my home) is it absolutely necessary for a home appraisal??

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Will I be granted a equity loan directly after purchasing the home?

Saturday, January 16th, 2010

I am going to buy a house this year- and found a fixer-upper that makes my heart melt, but…

I expect to qualify for about 150k. The house I want is listed for 150K. It’s estimated value is about twice that, but is listed so low due to excessive damages.

In an ideal world, I would try to get a loan for 200k, and use the excess to make the home livable. However, I don’t expect to qualify for that much (Due to my income level. Me credit rating, debt, et are great).

Can I buy the loan for 150k, then turn around and get an equity loan (for maybe 50k) to clean the home up?

Thanks for your expertise!

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Can I take out a home equity loan, and can I only pay interest on it?

Thursday, November 12th, 2009

My husband and I bought our home 10 years ago for 0,000. It is currently valued at 0,000, and we have payed our mortgage down to 0,000. We also have excellent credit. We would like to take some money out to do home improvements and to help pay for our son’s tuition. We would like to take out about 30 to 40 thousand dollars. Do we have enough equity in our house to do this? Also, can we get a home equity loan that only requires us to pay interest on the loan while we are living in the house and pay the loan back when we sell the house. We are planning on selling the house in 5 to 7 years. Finally, can anyone suggest a good lender?

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How do you give part of your home equity to someone else?

Monday, November 9th, 2009

A relative with poor credit wants to give me a portion of her home equity, so that I can use my good credit to get a loan in my name against that equity. Is that possible? How do you do it?

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Is it a good idea to pull out a home equity line of credit to pay off debt or should i just leave it alone?

Sunday, November 1st, 2009

I want to get rid of debt, car payments, loans and combine into one or two payments but not for 30 years. Maybe one bill for home another for debt. Does that make sense? How can I do this alone?

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I have a HELOC at 8.5% fixed. Should I switch this?

Thursday, October 22nd, 2009

I have a HELOC at 8.5% fixed and was thinking of swtching this to a 4% variable. I wanted to use the extra money I save and pay the principal down, but was concerned about the prime rate going up. Wells Fargo says I can switch back and forth, but when I switch back to a fixed, the rates may be better or worse for a fixed. Is this worth trying? I have to add .75% on to whatever the prime is to get my rate.

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Do I have to make interest payment on home equity line of credit? ?

Wednesday, October 7th, 2009

Hey!!!

What if I borrow ,000 from home equity line of credit and dont pay anything for 3 years. Can I do that? Or there must be some minimum interest payments every month / year, etc?

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Related ‘loans bad credit’ sites :


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Loans - Bad Credit Loan & Fast Personal Loans Online
Credit Loan offers personal loans for consumers with bad credit. Apply online today for unsecured cash loans with our simple, fast and confidential application.
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Bad Credit Loans - auto loans, payday loan, debt ...
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Bad Credit Loan | Bad Credit Blog
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Bad Credit Guaranteed Personal Loan
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bad credit home loans? My wife and i want to get out of our ...
With the current state of the market, it will be almost impossible to predict what will be available to you in February. I will however give you some ...
answers.yahoo.com/question/index?qid=20070804202143AA9RKpQ
 
Bad Credit Loan
Bad Credit Loan Directory one of the eSmartCredit.com Categories
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