I took out a 70k HELOC 1.5 years ago, adding my 1st i owe 205,000. My intrest rate on my 1st is "ARM’ 10% and 2nd 12%. These are killing my payments. I went to try to refinance my credit is 670, but they are telling me my property is valued at 185. if i would come up with 20k they tell me i could save a huge chunk of money. My home was actually appraised at 220 when i took out the HELOC 1.5 years ago. They used a computer to figure it out not a actual appraiser. After doing some reasearch homes sold for 184,000 at that time. I live in a townhome communtiy. I need some help tired of explain this to banks.
Posts Tagged ‘intrest rate’
Refinance, mortgage question very confused?
Tuesday, November 10th, 2009what do I need to take out a home equity loan?
Friday, June 12th, 2009I would like to take a equity loan out to pay off my car and build a deck. What do I need, and would it be worth it. The intrest rate on my car is 15.9%.
Related ‘intrest rate’ sites :
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| Interest rate swap: Definition from Answers.com Interest Rate Swap An agreement between two parties (known as counterparties) where one stream of future interest payments is exchanged for another www.answers.com/topic/ | |
| interest: West's Encyclopedia of American Law (Full Article ... interest ( ) n. A state of curiosity or concern about or attention to something: an interest in sports ... The interest rate reflects the risk of lending and is higher for ... www.answers.com/topic/interest | |
| interest rate Definition An interest rate is often expressed as an annual percentage of the principal. It is calculated by dividing the amount of interest by the amount of principal. ... www.investorwords.com/2539/ | |
| Interest rate swap - Wikipedia, the free encyclopedia Interest rate swaps can be used by hedgers to manage their fixed or floating assets and liabilities. ... By entering into an interest rate swap, the net result is that each ... en.wikipedia.org/ | |
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| What is an Interest Rate? Brief and Straightforward Guide: What is an Interest Rate? ... The interest rate of a loan is usually calculated as an annual figure, even if the terms of the loan call for ... www.wisegeek.com/ | |