I’m buying a house with some equity in it. How long after closing can I take that equity loan out? Do I need a reason to take it out?
Posts Tagged ‘home equity rate’
Is a consolidation loan secured by one’s house?
Sunday, January 17th, 2010Is a consolidation loan in the range of 0,000 — 0,000 secured by a person’s home?
Also why are the rates of home equity loans more than home equity lines of credit even though they pretty much the same thing?
Thank You
Are home equity lines of credit or loans easier/harder to get approved of than personal loans?
Saturday, November 14th, 2009what’s the difference between the two, and which ones are easier/harder to be approved of etc?
My partner is getting one or the other, which I’m strongly urging because he owes me alot of money , due to health problems and house problems I had to help him with, and I personally want him to go with whatever’s more flexible, and has a longer time frame, so it will make it easier on him on payments.
He got accepted left and right when he applied for personal loans last year but turned them all down because he didn’t need them yet, and this year he’s starting again but is going for the home equity, but already got one rejection, because he already has some debt.
I personally don’t know what to tell him, so someone educate me!
thanks.
Grantor and Death of Borrower?
Tuesday, September 15th, 2009If a person signs for a home equity loan as a grantor and the signer/borrower dies what happens? Is the grantor liable for the financial terms of the loan? Both the grantor and borrower are on the deed of the property. Thank you in advance for your responses.
NEED A 75,000 LOAN!! Please help!!?
Tuesday, September 15th, 2009I have had a dream know for about three years to start a boat repair business. I have been in the industry for about ten years now and know lots of people that could use my services. I have a huge mortage payment and feel like I can not leave my present employer and be able to make my mortage payment right away. I feel like if I could get a loan I could make it in the long run without a problem. I have good credit but no money. With the real estate market crashing, I dont think I have any equity on my house to get a home equity loan. Does anyone have any suggestions? I can not start business now because it would be conflict of interest with my current employer. Please help!!
How do I get a 75,000 business loan?
Monday, September 14th, 2009I have had a dream know for about three years to start a boat repair business. I have been in the industry for about ten years now and know lots of people that could use my services. I have a huge mortage payment and feel like I can not leave my present employer and be able to make my mortage payment right away. I feel like if I could get a loan I could make it in the long run without a problem. I have good credit but no money. With the real estate market crashing, I dont think I have any equity on my house to get a home equity loan. Does anyone have any suggestions? I can not start business now because it would be conflict of interest with my current employer. Please help!!
Which is smarter: Hold on to my $31,000 IRA and $25,000 home loan debt? Or cash out IRA to pay debt/penalties?
Friday, September 11th, 2009I owe ,500 at 7.74% for a home equity loan. Unfortunately, I can pay only the interest for now (and until my car is paid off in another 16 months), and the interest charge is 8 /month. Balancing that out (in theory, I guess) is my IRA account with ,000 – earning 4.87%.
Im tempted to cash out my IRA to pay off my home equity loan, and put the rest aside to pay the tax penalty. Then I wouldnt have the HELOC debt, but I also wouldnt have any retirement savings either. (I’m 47 with no other retirement acct. or savings. And about ,000 in credit card debt.)
What should I do? Is one option smarter from a financial perspective? Or should I just leave things as is — where the two accounts seem to even things out … but then what’s the point of keeping them? Any help from financial experts would be greatly appreciated!
Texas refinancing mortgage law?
Tuesday, September 1st, 2009My present lender says I cannot remortgage a new loan, at a low rate, as my present mortgage ( 6.25% ) was a Home equity loan. By texas law I must take an other home equity loan. A new loan rate was 4.5% the new home equity rate is 5.25% Is this true
Related ‘home equity rate’ sites :
| Home Equity Loan Rates, News and Advice from Bankrate.com Searching for home equity rates or advice? Bankrate.com offers timely news, opinion and advice on home equity loans and 2nd mortgages. www.bankrate.com/ | |
| Interest Rate Roundup home equity Here are the average home equity rates from Bankrate's weekly survey. www.bankrate.com/finance/ | |
| Home Equity Rates Home Equity Line of Credit: APR = Annual Percentage Rate. 4.24% APR is our best rates ... Closed-end Home Equity loan APRs listed are our best rates based upon ... www.lfcu.com/Rates/ | |
| Home Equity Rates Online: Home Equity Mortgage Loan Rate ... Manageable home equity rates make it possible. Apply for a Chase home equity loan online. Get a low monthly payment for your home mortgage in just one visit. ... chase.com/index.jsp?... | |
| Compare today's home equity rates and line of credit in your ... Find the best interest rates and lowest fees for all types of home equity loans and lines of credit. home-equity.interest.com/ | |
| Home Equity Rates Blended sample of home equity loan rates and home equity line of credit rates. www.saylending.com/ | |
| Home Equity Rates, Home Loan Rate Home Equity Rates remain low and we continue to provide prime rates for home equity loans, credit lines and second mortgages. www.bdnationwidemortgage.com/ | |
| Home Equity Rates Home equity loans are secondary loans made to the principle mortgage... home equity loan rates. How financial reform will really work. How financial reform will ... homeequityrates.net | |
| Best Home Equity Loan Rate: Best Home Equity Rate Option at ... Get the best home equity rate available with the Chase Best Rate option. Our low interest rates and simple online application make it easier than ... chase.com/index.jsp?... | |
| Home Equity Rates Fixed Rate 5-Year Draw Home Equity Loan. Lock in one of LSR FCU's Low Fixed Rates...Before Rates Start to Climb. ... Home Equity Loan-Fixed Rate as low as 7.75% for 180 mos APR ... www.lsrfcu.org/hrates.html | |