I want to buy a used lexus IS250 for 24,000. Great carfax and low mileage (29000). The interest rates on used cars are so high. I also have an option to borrow against my pension (4.9%). The only problem with that is they will only take money from my paycheck during the school year which will likely make my payments too high. Any financial advice will be appreciated. Can a line of credit be fixed? What can I expect to pay in closing for either? A pension loan is free to get.
Posts Tagged ‘financial advice’
Which is better a home equity loan or line of credit?
Tuesday, July 27th, 2010Are home equity lines of credit or loans easier/harder to get approved of than personal loans?
Saturday, November 14th, 2009what’s the difference between the two, and which ones are easier/harder to be approved of etc?
My partner is getting one or the other, which I’m strongly urging because he owes me alot of money , due to health problems and house problems I had to help him with, and I personally want him to go with whatever’s more flexible, and has a longer time frame, so it will make it easier on him on payments.
He got accepted left and right when he applied for personal loans last year but turned them all down because he didn’t need them yet, and this year he’s starting again but is going for the home equity, but already got one rejection, because he already has some debt.
I personally don’t know what to tell him, so someone educate me!
thanks.
can i invest my home equity?
Tuesday, September 22nd, 2009I have about ,000 in home equity right now. Is it possible to get a loan from that to invest in stocks? If so, what would be the best way to do that?
How do I refinance on 30yr mortgage with PMI,without touching the equity and me paying from my pocket?
Sunday, June 28th, 2009And is't a good advice to refinance with my mortgage company (CountryWide Home And Loans) or shop around other Loan companies
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