Okay, is it possible for the Executor of an estate to refinance a home. If so would it be financed in the executor’s name or the estate?

I’m am trying to see if there is a way to pull equity from the home to pay estate bills without selling it or just refinancing to make the payments lower since I am making them myself currently. I paid off a second mortgage but the payments still need to decrease a little bit. The problem is the PMI and Escrow. I can pay the principal down but I think it has to be beyond 5 years in the loan to get rid of it. I will have to check some paperwork but I think it has not been 5 years. The home has 60-70K in equity.

Thanks for answering!
Honestly, a retard would do. I already had one with a normal heading and nobody wanted to answer. I figure, what do I have to lose.