I currently have as a 2nd mortgage a Heloc arm (revolving line of credit which is based on the prime so adjustable). the rate is low now and i feel that rates will not go up for a while. My lender has offered me a fixed rate for this loan but my payments would increase over 0.00 month since it would then include principle & interest. Should I keep the adjustable, continue with low payments and then even pay more than the minimum if I can. I worry about refi to make higher payments as I am struggling now just to make the lower payment. Can lender force me to take their offer? they just put it in the mail to me, no call or discussion or options given to me.
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Posts Tagged ‘electric guitar package’
Should I refi into a higher rate just to get a fixed mortgage payment?
Friday, September 25th, 2009Equity Loan on Land same as Home Equity Loan?
Monday, July 6th, 2009Myself & 2 siblings own land. One wants to get out of the partnership, other 2 don’t want to sell off anything because it will increase in value. We want to get a loan using the land as collatoral to buy out the 3rd person. Would this be the same as a home equity loan? We want to keep the land intact and not sell any off if we don’t have to.
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