Lost job (and american dream), home equity went into default, GMAC decided they would rather take 80% drop to close it out rather than readjust. What’s the credit impact?
Posts Tagged ‘easy loans’
Whats my home equity default payoff effect on credit?
Sunday, February 28th, 2010Help me Understand pleaseee<3 10points?
Thursday, January 14th, 2010Which word describes what you exchange for money when you negotiate a secured debt with a lender?
collateral
credit report
principal
interest
Which word describes the decrease in value of an asset over time?
financing
equity
leasing
depreciation
.What will a bank do if you default on a car loan?
foreclose on the car
refinance the car
repossess the car
depreciate the car
Why do lenders often charge more interest for a car loan than a home loan?
because you could crash the car
the car could be stolen during the loan
cars can be moved to from one location to another
all of the above
What can a bank do if your credit score goes down significantly and you miss a car or home loan payment?
foreclose on your home
require the car loan to be paid-in-full
increase interest rates
all of the above
Are home equity lines of credit or loans easier/harder to get approved of than personal loans?
Saturday, November 14th, 2009what’s the difference between the two, and which ones are easier/harder to be approved of etc?
My partner is getting one or the other, which I’m strongly urging because he owes me alot of money , due to health problems and house problems I had to help him with, and I personally want him to go with whatever’s more flexible, and has a longer time frame, so it will make it easier on him on payments.
He got accepted left and right when he applied for personal loans last year but turned them all down because he didn’t need them yet, and this year he’s starting again but is going for the home equity, but already got one rejection, because he already has some debt.
I personally don’t know what to tell him, so someone educate me!
thanks.
Can we use the $20,000 equity in our car to put towards a home loan deposit?
Monday, September 7th, 2009
We don’t have much of a deposit, however we have paid off our car loan completely. Can the lenders consider this as part of a deposit?
in australia
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