my home equity loan interest is too high and is to be paid for 10 more years, the amount still owed is 000 is there any way I can get any other loans?
Posts Tagged ‘debt equity’
can you get a loan to pay off home equity loan?
Monday, December 14th, 2009Are home equity lines of credit or loans easier/harder to get approved of than personal loans?
Saturday, November 14th, 2009what’s the difference between the two, and which ones are easier/harder to be approved of etc?
My partner is getting one or the other, which I’m strongly urging because he owes me alot of money , due to health problems and house problems I had to help him with, and I personally want him to go with whatever’s more flexible, and has a longer time frame, so it will make it easier on him on payments.
He got accepted left and right when he applied for personal loans last year but turned them all down because he didn’t need them yet, and this year he’s starting again but is going for the home equity, but already got one rejection, because he already has some debt.
I personally don’t know what to tell him, so someone educate me!
thanks.
CA Property tax question: If your home is appraised will your tax rates be based on the appraised value?
Sunday, November 1st, 2009Or does prop. 13 force counties to stick with the original price a buyer paid for the home? I want to take a very small home equity loan out (,000), but it may not be worth it if my tax bill goes up 50%.
Grantor and Death of Borrower?
Tuesday, September 15th, 2009If a person signs for a home equity loan as a grantor and the signer/borrower dies what happens? Is the grantor liable for the financial terms of the loan? Both the grantor and borrower are on the deed of the property. Thank you in advance for your responses.
Tax deductible? Cash-out refi vs. HELOC vs. Equity loans?
Saturday, August 22nd, 2009My wife and I are planning a major remodel which will start in around 2 1/2 months…we are having trouble finding info on the differences between cash-out refi vs. HELOC vs. Home equity loans vs. "typical refi" as far as what the differences are as far as how tax deductible they all are (interest paid, etc)…any info or links with info to help us out?
If you have a lien on your house can you get a home improvement loan on the property?
Monday, August 10th, 2009The property is financed through a private party, not a bank or mortgage co. Can you get a home equity loan to fix it up? Or a home improvement loan? even though there is a lien on the property?
Bad credit loan against my house?
Saturday, August 1st, 2009Ive been in my house for 5 yrs 2 months behind just got laid off is there any way to to get help or home equity loan?
Consumer math questions?
Saturday, June 6th, 20091. When someone other than the checking account holder signs a check its considered to be what? (1 point)
bounced
forfeited
authorized
forged
2. When a check is not honored by a bank because there isnt enough money in the account, its called a ___________ check. (1 point)
bounced
forfeited
authorized
forged
3. The amount of money youre approved to charge on a credit card account is called what? (Hint: Its shown on the monthly statement) (1 point)
overdraft
available balance
collateral
overdraw
4. What does it mean to say that paper currency is negotiable? (1 point)
you can barter about the price
there are very few available
it can be easily transferred to another person
it is an optional fee
5. If an item on sale is priced 2 for 1 what type of calculation should you use to figure out how much each one will cost? (1 point)
division
multiplication
subtraction
addition
6. When you get in an accident, and you have to get your car fixed, what is your contribution to the bill called? (1 point)
premium
contribution
deductible
supplement
7. What MAXIMUM percentage of your take-home or net income should be spent on housing? (1 point)
10%
35%
28%
40%
8. When using an Automated Teller Machine or ATM what is used to confirm the identity of the user? (1 point)
Personal Identification Picture
Private Internal Number
Personal Identification Number
Private Identity Number
9. The state ________ tax is added to the total on most purchases. (1 point)
income
sales
fuel
subsidy
10. Which of the following is NOT a basic necessity? (1 point)
Electricity
Running Water
Groceries
Cable Television
11. When a bank holds the title to an asset in order to secure a loan, what is the asset called? (1 point)
default
collateral
peripheral
principal
12. What type of debt uses collateral to ensure repayment of a loan, and generally offers lower interest rates? (1 point)
secure debt
revolving debt
equity debt
refinancing
13. A debt that is sent from the lender to a collection agency is called a what? (1 point)
bad debt
late payment
overdraft
repossession
14. Calculate the total price of an MP3 player that costs 8.95 if the sales tax is 9.5% – what is the total? (1 point)
5.95
4.55
9.24
0.75
15. 45% of 5.50 is how much? (1 point)
.00
.75
.48
.54
16. Another name for a check is which of the following? (1 point)
I.O.U.
promissory note
invoice
instrument
17. If you fail to pay a bill by the statement due date you may be charged a what? (1 point)
overdraft fee
finance charge
interest rate
late fee
18. A guarantee that a product will work as described for a certain period of time, or the manufacturer will replace it is called a what? (1 point)
promissory note
lease
warranty
premium
19. When you visit a doctor, or you fill a prescription, the amount that you pay out of your own pocket in addition to what your insurance company pays is called a what? (1 point)
deductible
co-pay
premium
coverage
20. Which of the following is an example of an involuntary salary deduction? (1 point)
retirement account contributions
federal tax withholding
optional health care coverage
car payments
21. When the elderly or disabled depend on governmental assistance to live, and it doesnt change from month-to-month, theyre considered to be living on a(n) what? (1 point)
fixed income
fixed expense
fixed revenue
fixed costs
22. Another word for bankrupt is what? (1 point)
insolvent
incoherent
broke
impoverished
23. The type of loan a bank gives a homeowner to purchase a house is called a what? (1 point)
secured loan
mortgage loan
refinance
jumbo loan
24. When you earn more than you spend, youre considered to have a financial what? (1 point)
deficit
shortfall
surplus
excess
Related ‘debt equity’ sites :
| Debt/Equity Ratio Debt/Equity Ratio - Definition of Debt/Equity Ratio on Investopedia - A measure of a company's financial leverage calculated by dividing its total ... www.investopedia.com/terms/d/ | |
| Debt-to-equity ratio - Wikipedia, the free encyclopedia The debt-to-equity ratio (D/E) is a financial ratio indicating the relative proportion of ... Preferred shares can be considered part of debt or equity. ... en.wikipedia.org/wiki/ | |
| What is a debt/equity swap? One possible way to achieve this goal is to issue a debt/equity ... A debt/equity swap works the opposite way: debt is exchanged for a predetermined amount of equity (or stock) ... www.investopedia.com/ask/ | |
| Debt and equity tests: guide to at call loans' between ... It explains when and how debt/equity measures apply to at call' loans. ... Debt and equity tests: guide to at call loans' between connected entities ... www.ato.gov.au/print.asp?doc=/ | |
| debt/equity ratio Definition Debt/equity ratio is equal to long-term debt divided by common shareholders' equity. Typically the data from the prior fiscal year is used in the calculation. ... www.investorwords.com/1316/ | |
| Debt/Equity Ratio: Definition from Answers.com Debt/Equity Ratio A measure of a company's financial leverage calculated by dividing its total liabilities by stockholders' equity www.answers.com/topic/ | |
| Metric:Debt to Equity View industry data on Debt to Equity and an explanation of Debt to Equity. www.wikinvest.com/metric/ | |
| Debt-to-equity ratio: Definition from Answers.com Debt/Equity Ratio The relationship of these components of Purchase Capital . Example: Mortgage = $750,000 Equity = $250,000 The debt/equity ratio is www.answers.com/topic/ | |
| Debt and equity tests: guide to the debt and equity tests This guide provides comprehensive information on the debt and equity tests used to determine whether an interest is a debt interest or an equity interest. ... www.ato.gov.au/print.asp?doc=/ | |
| Debt & Equity Marketplace Download the 2010 Canadian Debt & Equity Marketplace Sponsorship Prospectus. ... Download the 2010 Canadian Debt & Equity Marketplace Exhibitor Prospectus. ... www.acg.org/toronto/events/ | |