I have accounts with Target (0.00), Dicks Sporting Goods(0.00), Honda (00.00) and Lendmark(00.00). I have fallen behind on my payments only by 30 days however I have been approved for a home equity loan and should have the money within the next 30 days and all of these accounts will be paid off. I have contacted each one of the creditors and explained about the home equity loan and that their account would be paid in full as soon as I close on the loan. I even told them the money would be sent over night. I was told they would document my account. Once all of these are bad off, I will have nothing outstanding on my credit report in which I owe. All of the accounts will be listed as paid in full however by me being late how bad is this going to effect my credit rating? I don’t plan on applying for any new credit until sometime next year and will keep all other bills paid so nothing new is reported on my credit report.
Posts Tagged ‘credit counseling service’
i need a 15,000 loan no equity in home?
Thursday, September 24th, 2009i want a loan to pay off all my credit cards. i dont have any equity, i am in good standing with creditors, no late payments no phone calls ect. is there anything i can do? i dont want credit counseling because we are in good standing. are we SOL?
Why would he finance with a balloon loan?
Thursday, September 17th, 2009I want to make an offer on a home that isn’t yet on the open market, but the owner is in financial difficulties. I have to wait for my loan application to be approved before I talk to him. Meanwhile the agent in the area that I have consulted tells me she managed to talk with him briefly, and learnt that he is in difficulty because he can’t meet a balloon payment.
Not wanting to show my ignorance I said no more then looked up a definition.
Why would he have taken out this type of loan instead of a home equity one? Does he not have an option to negotiate to change the payment for another loan?
Related ‘credit counseling service’ sites :
| National Foundation for Credit Counseling Receive consumer credit counseling and educational services from NFCC member agencies, located throughout the U.S. Services include debt management plans, ... www.nfcc.org | |
| Consumer Credit Counseling Services Non-profit consumer credit counseling service offering debt managment solutions designed by NFCC certified credit counselors to help consumers reduce and control ... www.cccsstl.org | |
| Consumer Credit Counseling Service of Rhode Island A nonprofit organization dedicated to helping people gain financial control and become debt free. creditcounseling.org | |
| Advantage Credit Counseling Service Nonprofit organization offering consumer credit counseling services for debt management. www.advantageccs.org | |
| NFCC: Credit Counseling NFCC.org is a service provided by the Members of the National Foundation for Credit Counseling (NFCC), most of them known as Consumer Credit Counseling Service ... www.nfcc.org/CreditCounseling/ | |
| Consumer Credit Counseling Service, Inc Consumer Credit Counseling Service, Inc. is an accredited, non-profit community service organization, a member of the National Foundation for ... www.kscccs.org | |
| Debt Reduction, Bankruptcy Counseling | Consumer Credit ... Consumer Credit Counseling Service is a non-profit organization active throughout upstate New York, including Syracuse, Buffalo, Rochester, Utica, Binghamton, and ... www.credithelpny.org | |
| Consumer Credit Counseling Service of Dallas Consumer Credit Counseling Service of Greater Dallas, Inc., CCCS, debt management, financial education, credit help, non-profit, online financial counseling, credit ... www.cccs.net | |
| American Consumer Credit Counseling Nonprofit organization dedicated to helping consumers who are having money troubles or considering bankruptcy regain control of their personal finances. www.consumercredit.com | |
| Consolidated Credit Counseling Services, Inc. Find information and services related to debt consolidation and budgeting for the future. www.consolidatedcredit.org | |