Posts Tagged ‘bank of america’
Thursday, August 26th, 2010
I hold a second mortgage on a house in NJ which is being foreclosed on. The 1st mortgage was held by WAMU and purchased by JPMorgan in 2008. If the 1st mortgage was modified after my mortgage was registered, is my mortgage still subordinate to the 1st mortgage?
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Tags: adult asthma, american international group, asthma symptoms, bank of america, check verification, debut album, debut artist, dimons, equity line of credit, gareth emery, home equity line, home equity line of credit, jpmorgan, midwest banc holdings, midwest banc holdings inc, mortgage requirements, polo shirt, reverse mortgage, second mortgage, traditional debt, vision service, wamu
Posted in 2nd mortgages | No Comments »
Friday, August 6th, 2010
Hello, I just tried to apply with BOA to see if I would get pre-qualify for a home loan to purchase a condo that costs 0,000. When BOA asked me how much I would put down, I told them that I was hoping that the bank loan would do it and the guy told me that I would have to apply for a Down Payment Assistance and see if Hud would grant me 3%. I am looking for a seller who would pay all closing costs or if I could put the closing costs and down payment in the loan and BOA told me that I couldn’t. I’m not a first time homebuyer because I previously was a 4th person in a title and mortgage for another home. I guess my question here is to find out if there are other options for me for getting this condo that I want. Thank you in advance for your response.
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Tags: bank loan, bank loans, bank of america, bank of america mortgage, boa, chase bank, closing costs, down payment assistance, eugene springfield, fha mortgage insurance, first time homebuyer, home equity loans, home loan, hud, loan agreements, loss mitigation training, mortgage, mortgage meltdown, mortgage rates, music bank, senate votes, shinee, small business association, springfield fha, tips buying a home, u know yunho
Posted in zero down home loans | No Comments »
Thursday, July 15th, 2010
I am unemployed and cannot pay the mortgage payments. I have the home on the market but it will not sell for the loan amount. I was thinking of giving the 1st mortgage holder (80%), a deed in lieu of foreclosure. Will the second mortgage holder (20%) be able to get any money or be able to file a judgment against me as home owner? I live in the State of Arkansas.
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Tags: bank of america, black panther, class action suit, county court judgment, deed in lieu, deed in lieu of foreclosure, estate deals, interest only loans, judgment against, kirsten powers, loan basics, m lynch, money, mortgage holder, mortgage loan modification, mortgage payments, second mortgage, six ways, state of arkansas, stop foreclosure, voter intimidation, water articles
Posted in 2nd mortgages | No Comments »
Sunday, April 11th, 2010
Mortgage is with Chase, equity loan is also with Chase. We applied for a loan modification. Due to job loss, decreased pay we cannot continue to make our home loan and equity loan payments.
Wondering if they will adjust/combine our equity loan in our home loan modification. I can’t get a straight answer from Chase regarding specifics until underwriter has approved.
Does any one know, or has had experience with Chase or this scenario.
Thanks!
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Tags: assistant job, bank of america, bill consolidation, chase, company ads, consolidation options, death chase, equity loan, fighter jets, five simple steps, foreclosure prevention, foreclosure relief, Home Equity Loan, home foreclosure, home loan, how to work from home, job, loan advice, loan modification, loan payments, looking for a new job, mortgage, private student loans, refinancing home loans, specifics, straight answer, student loan debt, underwriter
Posted in Home Equity Loan | 1 Comment »
Tuesday, March 30th, 2010
The value of my home has declined but I would like to get a lower interest rate, especially on the home equity loan. Help.
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Tags: bank mortgage, bank of america, bank of america3, bank of montreal, charge card, cleveland mortgage, credit card deals, credit card debt, credit card debt relief, credit card debt settlement, debt consolidation loan, foreign exchange rates, heloc home equity, home equity lines, home equity lines of credit, Home Equity Loan, home equity loan rates, home improvement loans, housing sales, interest rate, interest rate calculator, ira accounts, minimum interest, mortgage bank, mortgage broker, mortgage finance, parity, spring outlook, subprime home loan, value of my home
Posted in home equity loan refinancing interest rate | No Comments »
Tuesday, March 30th, 2010
It’s at 8.5 APR going up faster that warp speed,Chase bank won’t help,they told me to get behind 3 months..
..huh? I have never done that,it sounds funny to me. I have always paid early, full amount for last 10 years I have over 80%equity in my home..huh? Why can’t they help me,no one in this small town of 3 banks here are doing loans.I am retired and my fixed income and pension is being eaten up by this evil monster called Chase..yes they Chase your $$$$$$ till your dead or broke…proper name for these crooks huh? …help!! please.
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Tags: 10 years, amortization table, bank of america, banks, chase bank, cialis, crooks, ed hardy clothing, evil bitch, evil monster, ewan mcgregor, fixed income, hearing god, lloyd banks, loans, longterm success, nbc radio, new years resolution, quitting drinking, radio voices, speed chase, st lucie county public records, warp speed, wchb, zyklon b
Posted in online home equity | No Comments »
Thursday, March 18th, 2010
I’m getting conflicting info from mortgage companies. I have a 1st and 2nd mortgage through bank of America (2nd is balloon mtg.) All I’m looking to do is combine the two through another company, not take any additional money out. I don’t have much equity in the house, and have been told 2 different things regarding an FHA loan. One lender says they can refinance up to 97.75% of my home’s value. Another said They can only refinance up to 85% on what they consider to be a "cash-out" refinance. Do they consider it cash out when you’re paying off a 2nd mortgage along with your first?
I’m clueless about this stuff- please help!!! Thanks 
Tags: 2 different things, balloon, bank of america, fha loan, money, mortgage companies
Posted in Home Equity Loan Refinancing | 1 Comment »
Monday, February 22nd, 2010
Is it better to get a home equity loan, or a home equity line of credit? I want to pay off my credit card debt.
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Tags: bank of america, credit card debt, debt consolidation loan, debt management, equity line of credit, finance program, google, home appraisal, home equity line, home equity line of credit, Home Equity Loan, home equity loans, how to eliminate credit card debt, loan mortgage, loan repayment, management debt, mortgage guide, mortgage loan options, second mortgage, venture capital
Posted in home equity line of credit | 1 Comment »
Saturday, February 20th, 2010
my mother has a citizens bank line of credit, she also has a checking account with them every time she pays them it comes from her checking account, i wanted to pay this bill completely off for her, but i dont see anyway i can pay without using her checking account, my question is can i or how do i pay the line of credit with my savings account or with a credit card?
thanks to everyone who have replied.
i have access to her account like know all her info and have online acess but my names isnt on her account, i dont think they would allow me to make a deposit into her account and then pay it like that.
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Tags: acess, bank line, bank of america, baseball fan, checking account, citizens bank, conversion fees, credit card, credit card issuers, currency conversion, gess, going the distance, google, heavyweights, home loan mortgages, hot list, list news, ncss, ring of fire, savings account, skinny men, trip of a lifetime, using credit cards, workout routines
Posted in home equity bank | 1 Comment »
Sunday, February 14th, 2010
I guessing I need 10K – 15K to fix my house the way I would like to. How do I finance something like that? I’ve heard that rates are high on home equity loans, but maybe that’s the best way to go? Or just a simple loan from a bank? I really don’t know what options are out there and how they work. For example, if I do get a loan from a bank do they just put that money in my checking account and I write checks? If not, how do I access the money? What kind of information do I have to give them for a loan like that? Any advice you can give me is greatly appreciated.
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Tags: bad checks, bad credit home equity loan, bank of america, checking account, checks, credit mortgage, ear molds, ebill, girardi, gone with the wind, gossip celebrity, Home Equity Loan, home equity loans, lendingtree, loans resource, money, mortgage credit, payday loans, prepaid credit card, proprietary line, saving money, smart money magazine, vici
Posted in best home equity loans | 1 Comment »
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