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	<title>Texas Home Equity Loan&#187; bank of america credit card</title>
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		<title>Refinance, mortgage question very confused?</title>
		<link>http://texas-home-equity-loan.com/refinance-mortgage-question-very-confused/</link>
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		<pubDate>Tue, 10 Nov 2009 10:16:19 +0000</pubDate>
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		<description><![CDATA[I took out a 70k HELOC 1.5 years ago, adding my 1st i owe 205,000.  My intrest rate on my 1st is &#34;ARM&#8217; 10% and 2nd 12%.  These are killing my payments.  I went to try to refinance my credit is 670, but they are telling me my property is valued at [...]]]></description>
			<content:encoded><![CDATA[<p>I took out a 70k HELOC 1.5 years ago, adding my 1st i owe 205,000.  My intrest rate on my 1st is &quot;ARM&#8217; 10% and 2nd 12%.  These are killing my payments.  I went to try to refinance my credit is 670, but they are telling me my property is valued at 185.  if i would come up with 20k they tell me i could save a huge chunk of money.   My home was actually appraised at 220 when i took out the HELOC 1.5 years ago.  They used a computer to figure it out not a actual appraiser.   After doing some reasearch homes sold for 184,000 at that time.  I live in a townhome communtiy.  I need some help tired of explain this to banks.
</p>
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		<title>Home equity loan- will it help?</title>
		<link>http://texas-home-equity-loan.com/home-equity-loan-will-it-help/</link>
		<comments>http://texas-home-equity-loan.com/home-equity-loan-will-it-help/#comments</comments>
		<pubDate>Wed, 15 Jul 2009 22:32:45 +0000</pubDate>
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		<description><![CDATA[My hubby and I are paying out 0.00 a month in credit card payments &#8211; some with 27% interest.  We own our home that we purchased for about 8.000.  Our house payment is only 7.00 per month.  Would a home equity loan benefit us if we paid of and CANCELLED our credit [...]]]></description>
			<content:encoded><![CDATA[<p>My hubby and I are paying out 0.00 a month in credit card payments &#8211; some with 27% interest.  We own our home that we purchased for about 8.000.  Our house payment is only 7.00 per month.  Would a home equity loan benefit us if we paid of and CANCELLED our credit card accounts.<br />
house payment includes about .00 per month extra.  Our interest is 5.75
</p>
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