Posts Tagged ‘bank accounts’

Bankruptcy? my situation?

Monday, November 30th, 2009

one of my property gone foreclosure. i have equaity line of credit on this
000.00 . 2nd have property retail store i have EQUITY on this about 000.00 . i try to make this property to start s business . but construction contractor scam me about 000 . he naver compelete work on this property . i am going to hire a lawyer. i was away from this property . he gets money by calling me on phone . yes he have done this job , renovation please send me cheak . he cash my credit and every thing . what i do now PLEASE HELP ME . local city wants 7000.00 taxs on this property . i have not
SO DISCOVER BANK HAVE send me letter for sue on me about 000.00 well
plus home depot card i owe to them 00.00 other store about 00.00
please reply me
i make only 00.00 per month but i have lot of bills . due to this contractor .

now I am in bad situation .

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Getting divorced… looking for input on finances… retirement accts and substantial equity in home?

Thursday, September 10th, 2009

I am getting divorced. We have very little debt. We separated in June and that is the date we have been using. But with retirement accounts taking a nose dive, my husband wants to use current totals for those in calculating our asset split. I think the fair thing to do is to use our date of separation as that is what we used to separate our bank accounts, credit card charges, bills due. I have been a home childcare provider for 15 years and want to make sure I am getting what is fair for me. We have been to a mediator and I have an appt w/ a lawyer to review but as I am trying to keep the house and will need to cash him out of some of the equity to have our assets be 50/50, I thought I would see what the opinion of fair on these boards is. I would have the house as my retirement investment and he would keep his accounts. Both have dropped in value recently but the retirement accts. more. We live in WA and it is community property state. We want to do mediation as it is most cost effective but I am also concerned about not having an advocate for me… any suggestions would be appreciated!

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Where are Chicago’s ill gotten real estate profits?

Wednesday, August 12th, 2009

I am a lifelong City of Chicago resident and I have seen real estane climb at a steady pace until about 2003-2006 when the "real estate bubble" started. In Chicago, prices became super over inflated. This was in large part due to fraud. No surprise, the city I both love and hate is the most corrupt in the nation.

Realtors and developers sold homes back and forth to each other at purposely over inflated prices to make it look like homes were actually worth more. Unscrupulous appraisors took bribes or cuts of the sale for appraising homes for triple their value. An unwitting public was convinced that homes were worth 2 to 3 times their actual value and paid those prices.

So, can we trace the path of the ill gotten profits that were made? For example, I sold my home in 2001 for 9,000. The woman who purchased it from me sold it in 2006 for 9,000. Now the home is worth about 9,000 again. This means that she sucked out an extra 0,000 from the home that actually didn’t exist. Although I don’t know what she did with the money, let’s say she paid 9,000 for her new home which is now worth 9,000. Does it even out? She made 0,000 and then she lost 0,000. Where is the money? Is it back in the "system". Multiply this amount by every person who made astronomical gains in real estate. That’s billions of dollars in Chicago.

Where is this money? Where is its final destination? Can we trace it? Is it sitting in developers’ bank accounts? Since the prices were fraudulent to begin with and the resulting economy is a disaster it’s safe to assume once real estate bounces back it will not be at the extreme levels of 2006. So the equity people who overpaid had is forever gone, at least for 20 or more years. The money won’t magically reappear. So where is this missing money? Obviously the banks don’t have it. But I know it just didn’t disappear into thin air. Someone has a llarger piece of the pie than they did before.

If I increase the amount of a home equity credit line but never use it, does it still affect my credit rating?

Sunday, August 9th, 2009

Line of credit currently at ,000, but want to increase to 0,000 just in case I ever need it. If I never really use it, does it still affect my credit rating?

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Is criminalizing predatory lending better than unfairly taxing families to bailout bankers’ greed/Wall Street?

Tuesday, July 14th, 2009

Secretary of the Treasurry Henry Paulson and his 0billion bailout of Wall Street Financial firms and reckless bankers is no less than a fraud perpetrated against the average Amrerican family.
Predatory lenders and their predatory lending practices are continued to be fed by US use of credit cards, lines of credit and home loans based on "equity" in every day life. A percentage of every purchase with that plastic goes to the fat-cat bankers and lending institutions which are still not regulated enough and if we bailout the fat-cat bankers now, we can only look forward to doing it again – yet a bigger package – bigger tax. We already made people rich in the Savings and Loan bailout. Now Henry Paulson wants to insure offshore (non-American) bank accounts with US taxpayer mmoney.
The whole scheme is just a fraud perpetrated upon the US average family.
Are Americans wanting to be fooled into submission or will they start saying no to taxing the poor just to reinforce the wealth of the recklessness and greed of predatory lenders.
If Americans started using cash for their purchases and not credit cards, America would be in much better shape – as they would be telling fat-cat bankers and Paulson where to go.)
Henry Paulson is acting in concert with Fed Chairman Bernanke to devalue the US dollar which only spikes inflation. If this 0billion bailout bill passes in Congress without putting an end to predatory lending practices (anything above 5%-10% above the prime rate), All of America will suffer along with the devalued dollar and rise in inflation.
Will America say no to being taxed into submission by stop using credit? Will Congress act on behalf of the American taxpayer by ending predatory lending, the root cause of the current financial mess?
(Yes, ARM’s or Adjustable Rate Mortgages are predatory lending and they are still being issued today.)
Henry Paulson is a fraud and inept to handle the 0billion bailout!!!

Related ‘bank accounts’ sites :


Washington Mutual
Official site of Washington Mutual bank. Learn about account and loan choices such as checking, savings, and home equity. Manage your account online ...
www.wamu.com
 
Bank of America
Welcome to Bank of America, the nation's leading financial institution and home for all of your personal financial needs.
www.bankofamerica.com
 
U.S. Bank Personal Banking
Let U.S. Bank help you bank smarter with checking & savings accounts, loans, free Internet Banking with Bill Pay and much more!
www.usbank.com
 
Bank account - Wikipedia, the free encyclopedia
Bank accounts designed to process large numbers of transactions may offer credit and debit facilities and therefore do not sit easily with a polarised definition. ...
en.wikipedia.org/wiki/Bank_account
 
Citibank
Offering a variety of banking and financial services, including loans, IRAs, insurance, and more.
www.citibank.com
 
Wells Fargo
Start here to bank and pay bills online. Wells Fargo provides personal banking, investing ... System response and account access times may vary due to a variety of factors. ...
www.wellsfargo.com
 
Online Savings, Online Payment and Online CD Accounts
The Online Payment Account lets you pay your bills and send payments online. The Online CD is a way to guarantee earnings. ...
www.hsbcdirect.com
 
Online Savings Bank Account, Online Banking Accounts ...
Opening an Personal Bank Account or a Current Account is simple and easy. ... The Savings Bank interest will be paid at half yearly intervals on 30th September & 31st ...
www.hdfcbank.com/personal/accounts/default.htm
 
Ohio Savings Bank
AmTrust Online Banking is the fastest, most convenient way to access all of your accounts, transfer funds, open new accounts, pay bills, or learn more about our ...
www.ohiosavings.com
 
Bremer Bank - Banking Services - Internet Banking
Bremer Bank offers banking services throughout Minnesota, Wisconsin and North Dakota. Bremer Bank also offers the convenience of internet banking for those on the go.
www.bremer.com/Home/Home.aspx
 

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