We are thinking about adding an in-ground, vinyl pool. We just bought our house last year and with the housing market being what it is, I doubt that we have any equity – even considering the down payment that we made. So a home equity loan is out. We are estimating the whole cost for the pool will be around k, and we would like to get a 10 year loan with no more than 20% down. We have excellent credit and a score of around 750, and have plenty of income to make the payments. So, is it common practice to get a loan for a pool? And if so, what type of loans are used?
BTW- I am already aware that we will not see a return in our housing value. We live in Tennessee, and want to do this as a luxury for our family. Thanks!
Posts Tagged ‘bad credit loans’
Do most people get a loan for swimming pools?
Wednesday, February 10th, 2010How do you give part of your home equity to someone else?
Monday, November 9th, 2009A relative with poor credit wants to give me a portion of her home equity, so that I can use my good credit to get a loan in my name against that equity. Is that possible? How do you do it?
Do I have to make interest payment on home equity line of credit? ?
Wednesday, October 7th, 2009Hey!!!
What if I borrow ,000 from home equity line of credit and dont pay anything for 3 years. Can I do that? Or there must be some minimum interest payments every month / year, etc?
getting an unsecured loan?
Wednesday, October 7th, 2009we have been trying to get an unsecured loan in wv, not a payday loan but just a loan of 00.00. The credit score is not very good but we are working on it and it is gonna take some time to get the credit score up, meantime we are trying to get a small loan to help the credit and we need to do some repairs on our home. We own the house but our credit is too bad to get a home equity loan right now. I have tried and tried and there seems to be no where to get a loan, any ideas? My husband has a good job but it seems impossible
Does it make sense to purchase a home to reduce debt?
Thursday, September 24th, 2009I have poor credit and debt. I am barely getting from payday to payday. Should I use my VA loan eligibility to purchase an affordable home, and consolidate my debt with a home equity loan?
can i finance a car like this? with bad credit? but with…..?
Sunday, September 20th, 2009ok so i wanna finance a car but we got bad credit and i wanted to know if we got a home equity loan for about 3000$ with bad credit could we finance a like 9000$ car with 3000$ down for like 200-300$ a month? with bad credit or the down payment doesn’t matter you need credit to finance? cause we got those bad credit no problem we will finance you places but they want 3000$ down and its alot of interest im sure so we wanted to know if we could do it someplace else???
also a credit union my grandfather is with a credit union has bad credit though could he finance though them like i said he has a account?
home loan??
Tuesday, September 15th, 2009my house is worth about 0k.. My credit score is 559 right now, due to my excessive credit card and student loan debt.. nothing has ever been late, it’s just that i have excessive amounts of these debts.. i make about ,600 dollars a month, and i’m wondering if i will be able to get a home loan for about 0k so that i can pay everything off.. (my house is 100% paid off).. will i have a problem getting this home equity loan?? should i even both applying or should i just wait until i pay down my credit cards more?? advice anyone??
Does anyone understand this home loan?
Monday, September 14th, 2009I have no clue but friend wants to know
first loan is fixed equity loan at 9.850 (104000)
second loan is conventional is conventional at 9.3 (26,00)
Is this typical? Are the loans both fixed? Should he be worried? I rent so I honestly dont know what to tell him.
Is he in danger? Are two loans for mortgage typical for 1st time home buyer?
104,000 loan fixed at 9.3
27,000 is not fixed it is 30/15?
I dont know what the 30/15 means sounds funky. Its a conventional loan
27,000 loan he said is 9.850 and is 30/15 and the loan type is fixed equity loan. See this is why i rent this is very scary.
He earns over 130,000 a year.
he also has no kids and is single.
he is also single with no children
What is the interest rate for rolling over negative equity into a new car loan?
Wednesday, August 26th, 2009We are looking to trade in a car in which we have ,000 negatvie equity onto a new car loan of ,000…making the financing ,000. Assuming perfect credit, what impact does this typically have on the interest rate of the new car loan, if any.
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