Texas Home Equity Loan» auto finance

what is home equity and refinance?

admin — Sun, 21 Mar 2010 03:18:51 +0000

are they types of loans?
what makes them different from other loans?
i’m sorry guys, i hav a project in economics on banking so i dont know what half of you are even talking about.. i just want maybe an economics for dummies type answer haha

Help me Understand pleaseee

admin — Thu, 14 Jan 2010 08:49:03 +0000

Which word describes what you exchange for money when you negotiate a secured debt with a lender?

collateral
credit report
principal
interest

Which word describes the decrease in value of an asset over time?

financing
equity
leasing
depreciation

.What will a bank do if you default on a car loan?

foreclose on the car
refinance the car
repossess the car
depreciate the car

Why do lenders often charge more interest for a car loan than a home loan?

because you could crash the car
the car could be stolen during the loan
cars can be moved to from one location to another
all of the above

What can a bank do if your credit score goes down significantly and you miss a car or home loan payment?

foreclose on your home
require the car loan to be paid-in-full
increase interest rates
all of the above

I need to refinance!?

admin — Thu, 03 Sep 2009 06:07:32 +0000

I have an interest only loan. If i don’t refinance my payment will go up 5 dollars. I have no equity. My credit score is 696. I think the home values went down too. Is it even possible?

How can I find a very low auto finance rate for a new car from a franchised dealership?

admin — Mon, 31 Aug 2009 00:20:27 +0000

How can I find a very low auto finance rate? My credit union is 5%+, costco is 4.94%, and eloan is 6.99%+!! The dealership was offering 2.9%, but that ended on July 7th. That’s the type of rate I’m looking for. Does anyone have any ideas that I may not have thought of? Home equity loan is not an option, BTW.
BTW, I have excellent credit (700+).

I want to broker auto loans from my home office, but have no ideal how to get started… advice, please!?

admin — Mon, 15 Jun 2009 17:53:34 +0000

I currently work in the mortgage financing industry. I would like to be able to refinance my customers auto loans along with their home loans. Many of them do not have the equity to pay their auto loans off and many have rates on them ranging from 18-26%. This would allow me to provide another beneficial service and supplement my income.

Any suggestions on how to get started? Companies that employ auto finance brokers remotely?

Texas Home Equity Loan» auto finance

what is home equity and refinance?

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I want to broker auto loans from my home office, but have no ideal how to get started… advice, please!?