Posts Tagged ‘70k’

Refinance, mortgage question very confused?

Tuesday, November 10th, 2009

I took out a 70k HELOC 1.5 years ago, adding my 1st i owe 205,000. My intrest rate on my 1st is "ARM’ 10% and 2nd 12%. These are killing my payments. I went to try to refinance my credit is 670, but they are telling me my property is valued at 185. if i would come up with 20k they tell me i could save a huge chunk of money. My home was actually appraised at 220 when i took out the HELOC 1.5 years ago. They used a computer to figure it out not a actual appraiser. After doing some reasearch homes sold for 184,000 at that time. I live in a townhome communtiy. I need some help tired of explain this to banks.

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Making a sex tape (read details)?

Friday, August 14th, 2009

Okay, is it possible for the Executor of an estate to refinance a home. If so would it be financed in the executor’s name or the estate?

I’m am trying to see if there is a way to pull equity from the home to pay estate bills without selling it or just refinancing to make the payments lower since I am making them myself currently. I paid off a second mortgage but the payments still need to decrease a little bit. The problem is the PMI and Escrow. I can pay the principal down but I think it has to be beyond 5 years in the loan to get rid of it. I will have to check some paperwork but I think it has not been 5 years. The home has 60-70K in equity.

Thanks for answering!
Honestly, a retard would do. I already had one with a normal heading and nobody wanted to answer. I figure, what do I have to lose.

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