Any Zero down home loan out there?
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USDA offers 100% financing, but there are income guidelines. You can also look into community development programs in your area. Your bank or realtor would probably be able to tell you more about what programs are available. A lot of the programs offer down payment assistance, but again there are income guidelines to qualify. If you’re not considered low/moderate income, then you’re going to have to go with FHA and 3.5% down, unless you’re a veteran and can do VA which is still 100% financing.